What are the most important things to remember when using the Rewarding Rewards Visa® branded reward card?

  • Record the Card number and the toll-free number listed on the back of the Card and keep this information in a separate location. You will need this information if the Card becomes lost or stolen.
  • Know your point balance and make sure you have sufficient points to cover the transaction. If you do not have sufficient points to cover the transaction, review "What if I want to buy an item that exceeds the Card’s balance?" section below prior to the transaction.
  • Select Visa as the form of payment.
  • Choose Credit instead of Debit (if it is an option)

Where is the card accepted?

The Card is accepted at virtually all establishments that accept Visa® Cards within the United States territories, District of Columbia, and Canada.  The Card cannot be used for taxicabs, water taxi’s, limousine services, and ATM’s.

When using the card, what form of payment should I reference if asked by the merchant?

Visa should be indicated as the form of payment.

Is the Rewarding Rewards Visa Card a credit card?

No. The this card is a prepaid card containing a specific number of points. Unlike a credit card, you can only spend the points available on the card. Additionally, there are no annual fees, interest charges, or credit checks specific to the card.

What is the value of a point?

One point equals one U.S. dollar in purchasing power. You may check your remaining point balance by entering the Card number in the upper right corner of this page or by calling Customer Service at 1-877-610-1075 .

How do I use the card?

Similar to a credit card, use the reward card to pay for a purchase at a participating merchant.  If given an option at the point of sale, select Credit as form of payment, not Debit. If the item you are purchasing costs less than the current point value of the Card, you may use the Card again until the remaining points are used. 

Can the merchant advise me of the point balance?

No. For your security, merchants will not have access to your point balance.

How do I check the card point balance and transactions?

Simply enter call 1-877-610-1075 .

Why should I know the card point balance before I go shopping?

Knowing the point balance enables you to avoid having your transaction declined by ensuring you have enough available points to cover your purchase.

What if I want to buy an item that exceeds the card's balance?

If your desired purchase amount is greater than your available point balance, you must consult with the merchant to determine whether supplemental payment is
allowed and what form of supplemental payment will be accepted, if any. Each merchant determines in which order the payment methods will be processed. Prior to the transaction, we recommend you:

  1. Ask the merchant which payment they prefer to process first, either the Card or the supplemental form of payment.
  2. Inform the merchant how much of the transaction you wish to apply to the supplemental form of payment and to the Card.

All payments applied to the Card must be for an amount less than or equal to the available point balance. If the Card is processed for an amount greater than the available point balance, the transaction may be declined.

Tip: For optimal success at checkout, we recommend using the supplemental form of payment first.

What should I do if I encounter a problem at a participating retail establishment?

Request the sales associate call Customer Service at the toll-free number on the back of the Card. Assistance is available 24 hours a day, 7 days a week.

What types of questions will Customer Service Center be able to answer?

The Customer Service Center can assist you with any Card-related questions/issues including:

  • Reporting the Card lost or stolen
  • Checking the point balance
  • Transaction history
  • Assisting you and/or the merchant at the point of sale

What should I do if the card is lost or stolen?

Report the loss immediately by calling 1-877-610-1075  and provide the Card number.

What is the card replacement policy?

After receiving notice from you at our Customer Service Center, Visa Services will cancel the unexpected lost Card and issue a replacement Card with the point balance remaining on the Card at the time the loss is reported, typically arriving within 7 to 10 business days via first class mail. The first replacement Card is free.  A 15-point fee will be deducted from the available balance for each additional Card replacement. A lost or stolen Card must be reported immediately, and at least 15 days before the Card’s valid thru date, to the Customer Service Center at 1-888-900-2347.  Cards with less than 15 days or 15 points remaining will not be replaced, subject to applicable law.

If I purchase merchandise with the Card and wish to return the  merchandise, will the points return to the Card?

In most cases, yes, the points will return to the Card. However, returns are ultimately decided by the merchant's return policy from where the merchandise was purchased, and the Card valid thru date must not have passed.

I do not agree with the point balance online. How do I reconcile?

Please contact Customer Service at 1-877-610-1075 .

Will I receive a monthly statement like with a credit card?

No. For your convenience, your point balance and a 90-day transaction summary are available online 24/7.

Can I use the Card at an ATM?

No. The Card is point-based (not dollar-based) and may not be used at ATMs.

Can I use the Card at restaurants?

Yes.  To use the Card at a restaurant, simply present the Card at the time of payment. The available balance on the Card must be sufficient to cover the purchase amount, taxes and gratuity, or it may be declined. Some restaurants may allow you to use more than one form of payment.

Can I use the Card at gas stations?

Yes. When using the Card at a fuel establishment, always pay inside. Do not use the Card at the pump. Tell the attendant the exact amount you would like applied to the Card. If given the option, select Credit not Debit. Some fuel establishments may accept more than one form of payment. You must consult with the fuel establishment regarding payment options.

Can I use the Card to make a hotel or rental car reservation?

No.  When checking into a hotel or reserving a rental car, the merchant often places a hold on cards in anticipation of your stay or rental. We recommend you use a  personal credit or charge card when checking into a hotel or reserving a rental car, then present the Card when paying the bill at the completion of your stay or rental.